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The Pros and Cons of a Big Tax Refund

Is receiving a big tax refund a reason to celebrate?

Investment adviser representative and registered representative of, and securities and investment advisory services offered through Voya Financial Advisors, Inc. (member SIPC)

Federal and state insurance and securities rules and regulations prohibit registered representative(s) and/or investment adviser representative(s) from soliciting, offering and selling any insurance or securities products or providing investment advice until they are properly registered and licensed in each state jurisdiction.

Investment adviser representative and registered representative of, and securities and investment advisory services offered through Voya Financial Advisors, Inc. (member SIPC). The Hammond Agency is not a subsidiary of nor controlled by Voya Financial Advisors.

121 Lincoln Ave, Suite 100, Oakmont, CA 92101 (registered branch location).

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